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Terms of TSGLI

Terms of TSGLI

Understanding the Basic Terms of TSGLI There are several key basic terms of TSGLI that form the rules of the TSGLI program.   External Force An External Force is a force or power that causes an individual to meet involuntarily with an object, matter or entity that causes individual harm. There is a distinct difference between …

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TSGLI Medical Claim Denied

Appeal for a Denied TSGLI Claim

Different Levels of Appeal for a Denied TSGLI Claim If your initial TSGLI claim application is denied, there are three levels of appeal for a Denied TSGLI Claim. First Level of Appeal – Reconsideration If you decide to appeal, you must do so in writing. In addition it must be with a 1st Notice of …

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Who is covered under TSGLI

Who is covered under TSGLI?

Who is covered under TSGLI? When does my coverage end? There are a lot of things to know when considering who is covered under TSGLI.  TSGLI coverage is automatic for those members insured under Servicemembers Group Life Insurance (SGLI).   SGLI is a program that provides low-cost term life insurance coverage to eligible Servicemembers. If eligible, …

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Your Claim Was Not Approved

Your Claim Was Not Approved

Why Your Claim Was Not Approved If you receive a letter denying your TSGLI benefits, usually a part of the letter will be under the heading “Why Your Claim Was Not Approved”.    In one recent case, Ms. K received such a letter and it read: Your claim for inability to independently perform Activities of …

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VA and Social Security Disability

VA and Social Security Disability

Understanding VA and Social Security Disability Programs VA and Social Security Disability are two different programs.   Many Wounded Warriors may wonder if their VA Disability Compensation affects their Social Security Disability Benefits. The answer is no. If you receive VA compensation, it will not affect your Social Security benefits.  Both Social Security and VA pay …

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service death gratuity

Service Death Gratuity

What is the Service Death Gratuity? The Service Death Gratuity is listed as part of Military Compensation on the official website  http://militarypay.defense.gov/Benefits/Death-Gratuity/ The death gratuity program provides for a special tax free payment of $100,000.  Payed to eligible survivors of members of the Armed Forces, who fall either while on active duty or while serving …

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ADL and TSLGI

ADL under TSGLI ?

What are the “Activities of Daily Living” ADL under TSGLI ? “Activities of Daily Living” (ADL) are referred to in the TSGLI Loss Standards.   Activities of Daily Living (ADL) are routine self-care activities that a person normally performs every day without needing assistance. There are six basic ADL: eating, bathing, dressing, toileting, transferring (moving …

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TSGLI Excluded Injuries

TSGLI Excluded Injuries

What Injuries are excluded from TSGLI Payment? It’s important to be aware about TSGLI excluded injuries.  There are several injuries that are not covered under TSGLI program. According to the TSGLI Procedures Guide (Version 2.41 January 5, 2018) the Injuries Excluded From TSGLI Payment are: 1) Injuries caused by one of the following: a) A …

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