Understanding the Basic Terms of TSGLI There are several key basic terms of TSGLI that form the rules of the TSGLI program. External Force An External Force is a force or power that causes an individual to meet involuntarily with an object, matter or entity that causes individual harm. There is a distinct difference between …
Author: TSGLI Attorney
Who is covered under TSGLI?
Who is covered under TSGLI? When does my coverage end? There are a lot of things to know when considering who is covered under TSGLI. TSGLI coverage is automatic for those members insured under Servicemembers Group Life Insurance (SGLI). SGLI is a program that provides low-cost term life insurance coverage to eligible Servicemembers. If eligible, …
Your Claim Was Not Approved
Why Your Claim Was Not Approved If you receive a letter denying your TSGLI benefits, usually a part of the letter will be under the heading “Why Your Claim Was Not Approved”. In one recent case, Ms. K received such a letter and it read: Your claim for inability to independently perform Activities of …
VA and Social Security Disability
Understanding VA and Social Security Disability Programs VA and Social Security Disability are two different programs. Many Wounded Warriors may wonder if their VA Disability Compensation affects their Social Security Disability Benefits. The answer is no. If you receive VA compensation, it will not affect your Social Security benefits. Both Social Security and VA pay …
Service Death Gratuity
What is the Service Death Gratuity? The Service Death Gratuity is listed as part of Military Compensation on the official website http://militarypay.defense.gov/Benefits/Death-Gratuity/ The death gratuity program provides for a special tax free payment of $100,000. Payed to eligible survivors of members of the Armed Forces, who fall either while on active duty or while serving …
ADL under TSGLI ?
What are the “Activities of Daily Living” ADL under TSGLI ? “Activities of Daily Living” (ADL) are referred to in the TSGLI Loss Standards. Activities of Daily Living (ADL) are routine self-care activities that a person normally performs every day without needing assistance. There are six basic ADL: eating, bathing, dressing, toileting, transferring (moving …
TSGLI Excluded Injuries
What Injuries are excluded from TSGLI Payment? It’s important to be aware about TSGLI excluded injuries. There are several injuries that are not covered under TSGLI program. According to the TSGLI Procedures Guide (Version 2.41 January 5, 2018) the Injuries Excluded From TSGLI Payment are: 1) Injuries caused by one of the following: a) A …
TSGLI Loss Standards for Hospitalization Due To Traumatic Brain Injury
What are the TSGLI Loss Standards For Hospitalization Due To Traumatic Brain Injury? A member will be considered the TSGLI loss standards for hospitalization due to traumatic brain injury if the member has been hospitalized for 15 consecutive days as a result of a traumatic brain injury. On the 15th consecutive day of hospitalization the …
Denied TSGLI Benefits?
How do I appeal a decision if I’m denied TSGLI benefits? Here are some steps you can take if you are denied TSGLI benefits. First, be sure to look at the denial letter you received from your branch of service. Your letter will tell you if you should use the TSGLI Appeal Request Form. The …
TSGLI Loss Standard for Coma
What is the TSGLI Loss Standard for Coma? This article details the TSGLI loss standard for coma. A member will be considered eligible for a TSGLI benefit for coma if: The member is in a coma with a brain injury measured at a Glasgow Coma Score of 8 or less that lasts for at least …
