Categories of Losses Covered under TSGLI Losses covered under TSGLI are categorized. These losses must meet the TSGLI standard in order to be eligible for a benefit payment. Read more to learn the varied categories of losses covered under TSGLI. The TSGLI Procedural Guide lists 9 categories of losses covered. Complete and detailed explanations are …
Author: TSGLI Attorney

Terms of TSGLI
Understanding the Basic Terms of TSGLI There are several key basic terms of TSGLI that form the rules of the TSGLI program. External Force An External Force is a force or power that causes an individual to meet involuntarily with an object, matter, or entity that causes individual harm. There is a distinct difference between …

Appeal for a Denied TSGLI Claim
Different Levels of Appeal for a Denied TSGLI Claim If your initial TSGLI claim application is denied, there are three levels of appeal for a Denied TSGLI Claim. First Level of Appeal – Reconsideration If you decide to appeal, you must do so in writing. In addition, it must be with the 1st Notice of …

Who is covered under TSGLI?
Who is covered under TSGLI? When does my coverage end? There are a lot of things to know when considering who is covered under TSGLI. TSGLI coverage is automatic for those members insured under Servicemembers Group Life Insurance (SGLI). SGLI is a program that provides low-cost term life insurance coverage to eligible Servicemembers. If eligible, …

Your Claim Was Not Approved
Why Your Claim Was Not Approved If you receive a letter denying your TSGLI benefits, usually a part of the letter will be under the heading “Why Your Claim Was Not Approved”. In one recent case, Ms. K received such a letter and it read: Your claim for inability to independently perform Activities of …

VA and Social Security Disability
Understanding VA and Social Security Disability Programs VA and Social Security Disability are two different programs. Many Wounded Warriors may wonder if their VA Disability Compensation affects their Social Security Disability Benefits. The answer is no. If you receive VA compensation, it will not affect your Social Security benefits. Both Social Security and VA pay …

Service Death Gratuity
What is the Service Death Gratuity? The Service Death Gratuity is listed as part of Military Compensation on the official website http://militarypay.defense.gov/Benefits/Death-Gratuity/ The death gratuity program provides for a special tax-free payment of $100,000. Paid to eligible survivors of members of the Armed Forces, who fall either while on active duty or while serving in …

ADL UNDER TSGLI?
What are the “Activities of Daily Living” ADL under TSGLI? “Activities of Daily Living” (ADL) are referred to in the TSGLI Loss Standards. Activities of Daily Living (ADL) are routine self-care activities that a person normally performs every day without needing assistance. There are six basic ADL: eating, bathing, dressing, toileting, transferring (moving in …

TSGLI Excluded Injuries
What Injuries are excluded from TSGLI Payment? It’s important to be aware of TSGLI excluded injuries. There are several injuries that are not covered under the TSGLI program. According to the TSGLI Procedures Guide (Version 2.41 January 5, 2018), the Injuries Excluded From TSGLI Payment are: 1) Injuries caused by one of the following: a) …

TSGLI Loss Standards for Hospitalization Due To Traumatic Brain Injury
What are the TSGLI Loss Standards For Hospitalization Due To Traumatic Brain Injury? A member will be considered the TSGLI loss standards for hospitalization due to traumatic brain injury if the member has been hospitalized for 15 consecutive days as a result of a traumatic brain injury. On the 15th consecutive day of hospitalization, the …